Risk Disclaimer
Last updated: February 2026
⚠️ Important Risk Warning
Cryptocurrency trading involves substantial risk of loss and is not suitable for every investor.
The valuation of cryptocurrencies and related financial products may fluctuate dramatically. You could lose all or more than your initial investment.
Past performance is not indicative of future results. Any historical returns, expected returns, or probability projections are hypothetical and may not reflect actual future performance.
No Investment Advice
CogniVault does not provide investment, financial, legal, or tax advice. All information provided on our platform is for informational purposes only and should not be construed as professional advice.
You should consult with qualified professionals before making any financial decisions. We strongly recommend seeking advice from a licensed financial advisor.
Risk of Loss
Trading cryptocurrencies carries a high level of risk. You should carefully consider whether trading is appropriate for you in light of your financial condition. Risks include, but are not limited to:
- Market Volatility: Cryptocurrency prices can change rapidly and unpredictably
- Liquidity Risk: You may not be able to exit positions at desired prices
- Smart Contract Risk: Bugs or vulnerabilities may result in loss of funds
- Regulatory Risk: Laws and regulations may change, affecting your ability to trade
- Technology Risk: System failures, cyber attacks, or network issues may occur
- Operational Risk: Errors in order execution or account management
No Guarantees
CogniVault makes no guarantees regarding:
- The performance of any trading strategy
- The accuracy of any projections or estimates
- The availability or uptime of the platform
- The security of funds deposited in vaults
- The success of any particular trade or investment
APY Disclaimers
All Annual Percentage Yields (APY) displayed on CogniVault are:
- Based on historical performance and not guaranteed
- Variable and subject to change without notice
- Net of performance fees but before other costs
- Calculated using specific methodologies that may differ from other platforms
Note: Displayed APYs are estimates based on recent performance. Actual returns may be higher or lower than projected.
Smart Contract Risks
CogniVault operates through smart contracts on the Solana blockchain. While our contracts have been audited, no audit can guarantee complete security. Risks include:
- Undiscovered vulnerabilities in smart contract code
- Exploits or hacks targeting the protocol
- Oracle manipulation or failures
- Composability risks with other DeFi protocols
- Blockchain network issues or consensus failures
Regulatory Considerations
Cryptocurrency regulations vary by jurisdiction and are evolving. You are responsible for:
- Understanding the laws applicable to you
- Ensuring compliance with local regulations
- Reporting and paying any applicable taxes
- Not using our services if prohibited in your jurisdiction
Only Risk What You Can Afford to Lose
You should only invest funds that you can afford to lose entirely without affecting your financial security or lifestyle. Never:
- Invest emergency funds
- Borrow money to invest
- Invest funds needed for essential expenses
- Invest retirement savings without professional advice
Do Your Own Research
Before using CogniVault or investing in any cryptocurrency, you should:
- Research and understand the technology
- Read all documentation and terms carefully
- Understand the specific risks of each vault
- Consider your risk tolerance and investment goals
- Seek professional advice if needed
Acknowledgment
By using CogniVault, you acknowledge that you have read, understood, and accept all risks described in this disclaimer. You confirm that you are solely responsible for any decisions made based on information provided by our platform.
Contact
For questions about risks or this disclaimer, contact us at:
Email: [email protected]